Based on the users' reviews, here are three cons and pros of the app: **Cons:** 1. Poor user interface, difficult to navigate and understand app features. (15 words) 2. Many users experienced frequent crashes and technical issues, annoying and frustrating. (15 words) 3. Limited functionality and features compared to other similar apps, lacking in customization options. (15 words) **Pros:** 1. Easy to use, straightforward, and user-friendly, even for those who are tech-challenged. (15 words) 2. Offers a wide range of features, such as budget tracking and bill reminder, useful for daily life. (15 words) 3. Many users appreciate the app's intuitive design and ability to customize notifications and alerts. (15 words) Please note that these are general conclusions based on a summary of the reviews, and individual opinions may vary.