Based on the users' reviews of the Penny Pusher app, here are three pros and cons: **Pros:** 1. Users praise the app's simplicity and ease of use, saying it's "intuitive" and "user-friendly". 2. Many reviewers appreciate the app's ability to track and categorize their expenses, calling it "efficient" and "helpful". 3. Some users find the app's reminders and notifications to be "useful" in staying on top of their finances and saving money. **Cons:** 1. Some users criticize the app's limited features, saying it's "basic" and "lacking" in advanced budgeting tools. 2. A few reviewers experienced technical issues, such as crashes and poor loading times, calling it "unreliable". 3. A handful of users are unhappy with the app's customer support, saying it's "unresponsive" and "difficult" to contact.